$71.8M
+21.8%y/y
Percentile by value17th percentileby value
FDIC
LNLSGRCS
Cleo State Bank
Cleo Springs, OklahomaFDIC Cert #406
STATEEstablished 19004 branches
Holding company: CLEO BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $0 |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $3K |
| C&I | $26.4M |
| Agriculture | $39.8M |
| Other | $5.63M |
Loan book
Reported balances and balance-sheet intensity.
$71.2M
+22.0%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET+22.04%
+333.5%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET74.0%
+21.2%y/y
Percentile by value48th percentileby value
FDIC
LNLSNET + DEP62.1%
+20.1%y/y
Percentile by value45th percentileby value
FDIC
LNLSNET + ASSET14.13%
+8.4%y/y
Percentile by value0th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,255points
−2.2%y/y
Peer standing23rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.00%
Percentile by value0th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR36.70%
−0.6%y/y
Percentile by value98th percentileby value
FDIC
LNCI + LNLSGR