$40.6M
−3.3%y/y
Percentile by value29th percentileby value
FDIC
ASSETCF
Citizens Federal Savings and Loan Association
Covington, KentuckyFDIC Cert #27841
OCCEstablished 18861 branch
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $43.1M | $27.8M |
| Q3 2021 | $42.7M | $27.5M |
| Q4 2021 | $42.9M | $27M |
| Q1 2022 | $41.4M | $26.4M |
| Q2 2022 | $40.4M | $25.6M |
| Q3 2022 | $39.6M | $25.1M |
| Q4 2022 | $39.2M | $24.9M |
| Q1 2023 | $39.2M | $24.9M |
| Q2 2023 | $39.3M | $25.1M |
| Q3 2023 | $39.3M | $25.3M |
| Q4 2023 | $40M | $24.9M |
| Q1 2024 | $40.9M | $26.2M |
| Q2 2024 | $41.3M | $26.7M |
| Q3 2024 | $42.6M | $27.9M |
| Q4 2024 | $41M | $26.7M |
| Q1 2025 | $42M | $27.8M |
| Q2 2025 | $41.8M | $27.6M |
| Q3 2025 | $42M | $27.8M |
| Q4 2025 | $40.9M | $26.9M |
| Q1 2026 | $40.6M | $26.8M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$26.8M
−3.7%y/y
Percentile by value28th percentileby value
FDIC
DEP$31M
−1.6%y/y
Percentile by value41st percentileby value
FDIC
LNLSGR$30.7M
−1.6%y/y
Percentile by value41st percentileby value
FDIC
LNLSNET$7.01M
+24.6%y/y
Percentile by value53rd percentileby value
FDIC
SC$2.29M
−49.0%y/y
Percentile by value20th percentileby value
FDIC
CHBAL$29.3M
−5.0%y/y
Percentile by value26th percentileby value
FDIC
LIAB$11.3M
+1.4%y/y
Peer standing61st percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$245K
+11.4%y/y
Peer standing20th percentile
FDIC
NIM + NONII$239K
+11.7%y/y
Peer standing24th percentile
FDIC
NIM$6K
0.0%y/y
Peer standing18th percentile
FDIC
NONII$0
Percentile by value8th percentileby value
FDIC
ELNATR$2K
0.0%y/y
Peer standing29th percentile
FDIC
PTAXNETINC$21K
+450.0%y/y
Peer standing39th percentile
FDIC
NETINC