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BDI
CB

Citizens Bank & Trust Company

Campbellsville, KentuckyFDIC Cert #15675

STATEEstablished 19394 branches

Holding company: FIRST BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$294M$251M
Q3 2021$297M$254M
Q4 2021$307M$265M
Q1 2022$302M$264M
Q2 2022$294M$258M
Q3 2022$308M$274M
Q4 2022$301M$264M
Q1 2023$307M$268M
Q2 2023$311M$272M
Q3 2023$320M$283M
Q4 2023$333M$292M
Q1 2024$334M$293M
Q2 2024$330M$289M
Q3 2024$330M$285M
Q4 2024$338M$295M
Q1 2025$339M$295M
Q2 2025$367M$322M
Q3 2025$365M$317M
Q4 2025$376M$328M
Q1 2026$381M$333M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$381M
+12.4%y/y
Percentile by value23rd percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$333M
+12.9%y/y
Percentile by value25th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$204M
+6.7%y/y
Percentile by value12th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$201M
+6.9%y/y
Percentile by value12th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$138M
+14.4%y/y
Percentile by value73rd percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$20.8M
+25.4%y/y
Percentile by value32nd percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$335M
+12.8%y/y
Percentile by value22nd percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$46.2M
+9.8%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$3.17M
+14.5%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$2.84M
+16.1%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$337K
+2.7%y/y
Peer standing27th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$0
Percentile by value8th percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$1.42M
+41.0%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$1.14M
+43.1%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:5
FDICNETINC