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BDI
CF

Citizens and Farmers Bank

West Point, VirginiaFDIC Cert #10363

STATEEstablished 192731 branches

Holding company: C&F FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.14B$1.85B
Q3 2021$2.18B$1.87B
Q4 2021$2.24B$1.94B
Q1 2022$2.28B$1.99B
Q2 2022$2.32B$2.03B
Q3 2022$2.32B$2.04B
Q4 2022$2.31B$2.03B
Q1 2023$2.42B$2.02B
Q2 2023$2.4B$2.01B
Q3 2023$2.4B$2.04B
Q4 2023$2.42B$2.08B
Q1 2024$2.45B$2.1B
Q2 2024$2.47B$2.12B
Q3 2024$2.53B$2.15B
Q4 2024$2.54B$2.18B
Q1 2025$2.59B$2.23B
Q2 2025$2.66B$2.26B
Q3 2025$2.69B$2.31B
Q4 2025$2.74B$2.35B
Q1 2026$2.79B$2.41B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.79B
+7.7%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$2.41B
+8.3%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$2.13B
+8.1%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$2.09B
+8.3%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$477M
+9.0%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$79.2M
+2.7%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.47B
+6.4%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$316M
+18.7%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$37.3M
+13.8%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$28.9M
+12.5%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$8.37M
+18.8%y/y
Peer standing95th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$3.6M
+20.0%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$9.48M
+29.4%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$7.89M
+30.2%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC