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BDI
CB

ChoiceOne Bank

Sparta, MichiganFDIC Cert #1014

STATEEstablished 189851 branches

Holding company: CHOICEONE FINL SERVICES INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.12B$1.88B
Q3 2021$2.27B$2.03B
Q4 2021$2.36B$2.07B
Q1 2022$2.37B$2.16B
Q2 2022$2.36B$2.15B
Q3 2022$2.36B$2.17B
Q4 2022$2.38B$2.13B
Q1 2023$2.41B$2.11B
Q2 2023$2.48B$2.1B
Q3 2023$2.57B$2.14B
Q4 2023$2.57B$2.13B
Q1 2024$2.67B$2.2B
Q2 2024$2.62B$2.13B
Q3 2024$2.72B$2.25B
Q4 2024$2.72B$2.25B
Q1 2025$4.3B$3.66B
Q2 2025$4.31B$3.59B
Q3 2025$4.29B$3.57B
Q4 2025$4.41B$3.6B
Q1 2026$4.39B$3.67B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.39B
+2.1%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$3.67B
+0.4%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$2.99B
+2.2%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$2.96B
+2.2%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$964M
+9.4%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$84.2M
−39.6%y/y
Percentile by value14th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$3.88B
+1.4%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$509M
+7.5%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$43.3M
+36.7%y/y
Peer standing37th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$37.3M
+38.8%y/y
Peer standing42nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$5.98M
+25.3%y/y
Peer standing35th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$0
−100.0%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$17.7M
+214.3%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$14.3M
+219.4%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC