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Century Next Bank

Ruston, LouisianaFDIC Cert #29700

OCCEstablished 19057 branches

Holding company: CENTURY NEXT FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.63%
+20.8%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.16%
−72.0%y/y
Peer standing69th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.16%
−72.4%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.16%
−61.7%y/y
Peer standing67th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.45M
−61.5%y/y
Peer standing51st percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.05%
−361.2%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNTLNLS + LNLSGR
NCO
−$73K
−386.7%y/y
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.07%
+0.2%y/y
Percentile by value67th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNATRES + LNLSGR
30–89
$4.16M
+28.7%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET
Nonaccrual
$1.07M
−70.1%y/y
Peer standing58th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNAASSET