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BDI
CB

Central Bank

Storm Lake, IowaFDIC Cert #15555

STATEEstablished 187923 branches

Holding company: COMMERCIAL FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.62B$1.45B
Q3 2021$1.68B$1.48B
Q4 2021$1.73B$1.53B
Q1 2022$1.79B$1.58B
Q2 2022$1.79B$1.59B
Q3 2022$1.88B$1.58B
Q4 2022$1.96B$1.64B
Q1 2023$1.99B$1.65B
Q2 2023$2.16B$1.69B
Q3 2023$2.14B$1.71B
Q4 2023$2.14B$1.73B
Q1 2024$2.19B$1.81B
Q2 2024$2.21B$1.8B
Q3 2024$2.19B$1.82B
Q4 2024$2.17B$1.84B
Q1 2025$2.19B$1.86B
Q2 2025$2.17B$1.82B
Q3 2025$2.27B$1.91B
Q4 2025$2.26B$1.9B
Q1 2026$2.25B$1.89B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.25B
+2.7%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.89B
+1.5%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.97B
+4.7%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.95B
+4.7%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$146M
+16.5%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$35.7M
−62.9%y/y
Percentile by value15th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.02B
+1.4%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$233M
+15.3%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$23.4M
+22.7%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$18.7M
+24.8%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$4.67M
+14.8%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$100K
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$5.67M
+40.6%y/y
Peer standing47th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$4.7M
+52.2%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC