$814M
+27.0%y/y
Percentile by value99th percentileby value
FDIC
LNLSGRCB
Central Bank
Little Rock, ArkansasFDIC Cert #1756
STATEEstablished 19123 branches
Holding company: CROSS COUNTY BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $166M |
| Investor CRE | $90M |
| Multifamily | $85.7M |
| Construction | $68.9M |
| 1–4 family | $156M |
| C&I | $230M |
| Agriculture | $14M |
| Other | $3.54M |
Loan book
Reported balances and balance-sheet intensity.
$802M
+27.0%y/y
Percentile by value99th percentileby value
FDIC
LNLSNET+27.03%
−3.5%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET109.0%
+6.2%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET + DEP85.5%
+1.7%y/y
Percentile by value96th percentileby value
FDIC
LNLSNET + ASSET72.34%
−8.7%y/y
Percentile by value23rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
253%
+11.4%y/y
Percentile by value78th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC71%
−12.8%y/y
Percentile by value77th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,888points
+0.3%y/y
Peer standing66th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD20.42%
−21.2%y/y
Percentile by value82nd percentileby value
FDIC
LNRENROW + LNLSGR11.07%
−12.4%y/y
Percentile by value39th percentileby value
FDIC
LNRENROT + LNLSGR28.21%
+28.5%y/y
Percentile by value96th percentileby value
FDIC
LNCI + LNLSGR