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BDI
CB

Central Bank

Little Rock, ArkansasFDIC Cert #1756

STATEEstablished 19123 branches

Holding company: CROSS COUNTY BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$366M$306M
Q3 2021$391M$331M
Q4 2021$406M$346M
Q1 2022$405M$346M
Q2 2022$422M$363M
Q3 2022$422M$363M
Q4 2022$447M$381M
Q1 2023$471M$394M
Q2 2023$475M$392M
Q3 2023$541M$457M
Q4 2023$582M$495M
Q1 2024$604M$513M
Q2 2024$630M$532M
Q3 2024$674M$561M
Q4 2024$727M$596M
Q1 2025$751M$615M
Q2 2025$789M$634M
Q3 2025$850M$684M
Q4 2025$878M$696M
Q1 2026$938M$736M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$938M
+24.9%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$736M
+19.6%y/y
Percentile by value90th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$814M
+27.0%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$802M
+27.0%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$48.7M
+2.1%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$24.2M
+66.6%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$853M
+26.1%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$85M
+14.0%y/y
Peer standing86th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.87M
+7.3%y/y
Peer standing80th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$7.26M
+9.6%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$611K
−14.3%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$1.2M
+87.5%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$4.02M
−17.3%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$2.68M
−22.2%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC