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BDI
CB

Central Bank & Trust Co.

Lexington, KentuckyFDIC Cert #15815

STATEEstablished 193828 branches

Holding company: CENTRAL BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$3.47B$2.86B
Q3 2021$3.67B$3.02B
Q4 2021$3.89B$3.24B
Q1 2022$3.85B$3.11B
Q2 2022$3.85B$3.12B
Q3 2022$3.87B$3.14B
Q4 2022$3.82B$2.99B
Q1 2023$3.56B$2.82B
Q2 2023$3.6B$2.66B
Q3 2023$3.57B$2.7B
Q4 2023$3.44B$2.74B
Q1 2024$3.48B$2.75B
Q2 2024$3.57B$2.75B
Q3 2024$3.58B$2.79B
Q4 2024$3.64B$2.86B
Q1 2025$3.75B$2.93B
Q2 2025$3.77B$2.94B
Q3 2025$3.93B$3.06B
Q4 2025$3.94B$3.07B
Q1 2026$3.99B$3.11B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$3.99B
+6.5%y/y
Percentile by value33rd percentileby value
Peer standing in ubpr:primary:3
FDICASSET
Deposits
$3.11B
+6.2%y/y
Percentile by value26th percentileby value
Peer standing in ubpr:primary:3
FDICDEP
Gross loans
$2.94B
+2.4%y/y
Percentile by value38th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSGR
Net loans
$2.91B
+2.5%y/y
Percentile by value38th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET
Securities
$461M
−2.2%y/y
Percentile by value28th percentileby value
Peer standing in ubpr:primary:3
FDICSC
Cash
$455M
+65.4%y/y
Percentile by value77th percentileby value
Peer standing in ubpr:primary:3
FDICCHBAL
Liabilities
$3.5B
+6.1%y/y
Percentile by value31st percentileby value
Peer standing in ubpr:primary:3
FDICLIAB
Equity
$490M
+10.1%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:3
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$49.2M
+7.9%y/y
Peer standing47th percentile
Peer standing in ubpr:primary:3
FDICNIM + NONII
NII
$37.1M
+9.3%y/y
Peer standing41st percentile
Peer standing in ubpr:primary:3
FDICNIM
Noninterest income
$12.1M
+3.7%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:3
FDICNONII
Provision
−$545K
−846.6%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:3
FDICELNATR
Pretax income
$15.1M
+17.0%y/y
Peer standing27th percentile
Peer standing in ubpr:primary:3
FDICPTAXNETINC
Net income
$12.2M
+16.9%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:3
FDICNETINC