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BDI
CB

Centennial Bank

Trezevant, TennesseeFDIC Cert #8439

STATEEstablished 191617 branches

Holding company: F&M BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$666M$580M
Q3 2021$668M$581M
Q4 2021$690M$603M
Q1 2022$699M$614M
Q2 2022$682M$605M
Q3 2022$662M$584M
Q4 2022$648M$570M
Q1 2023$655M$568M
Q2 2023$675M$572M
Q3 2023$694M$596M
Q4 2023$708M$610M
Q1 2024$705M$606M
Q2 2024$728M$629M
Q3 2024$742M$641M
Q4 2024$764M$664M
Q1 2025$797M$695M
Q2 2025$811M$708M
Q3 2025$835M$731M
Q4 2025$852M$752M
Q1 2026$1.06B$936M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.06B
+33.4%y/y
Percentile by value8th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$936M
+34.5%y/y
Percentile by value12th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$732M
+13.8%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$719M
+13.8%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$99.8M
+82.9%y/y
Percentile by value17th percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$94.2M
+52.3%y/y
Percentile by value47th percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$953M
+33.6%y/y
Percentile by value8th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$110M
+31.4%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$11.5M
+26.6%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$9.83M
+20.5%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$1.69M
+79.7%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$946K
+202.2%y/y
Percentile by value81st percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$3.36M
+14.6%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$2.79M
+30.7%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:4
FDICNETINC