$263M
+8.5%y/y
Percentile by value28th percentileby value
FDIC
LNLSGRCF
Cenlar FSB
Ewing, New JerseyFDIC Cert #30996
OCCEstablished 19121 branch
Holding company: EMPLOYEES STK OWNERSHIP PLAN CENLAR CAPITALRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $0 |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $263M |
| C&I | $0 |
| Agriculture | $0 |
| Other | $8K |
Loan book
Reported balances and balance-sheet intensity.
$262M
+8.4%y/y
Percentile by value29th percentileby value
FDIC
LNLSNET+8.45%
+191.0%y/y
Percentile by value65th percentileby value
FDIC
LNLSNET51.3%
+12.4%y/y
Percentile by value8th percentileby value
FDIC
LNLSNET + DEP30.3%
+14.1%y/y
Percentile by value3rd percentileby value
FDIC
LNLSNET + ASSET119.99%
+20.0%y/y
Percentile by value100th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
0%
Percentile by value0th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
Percentile by value0th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC10,399points
+4.0%y/y
Peer standing0th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.00%
Percentile by value0th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNCI + LNLSGR