BDI
CR

Cedar Rapids Bank and Trust Company

Cedar Rapids, IowaFDIC Cert #57244

STATEEstablished 20019 branches

Holding company: QCR HOLDINGS INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$159M
Investor CRE$186M
Multifamily$700M
Construction$295M
1–4 family$133M
C&I$451M
Agriculture$789K
Other$96.8M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$2.02B
+12.9%y/y
Percentile by value93rd percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$2B
+13.0%y/y
Percentile by value93rd percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Loans YoY
+13.04%
+100.7%y/y
Percentile by value81st percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
L/D
100.8%
+7.6%y/y
Percentile by value88th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + DEP
Loans/assets
69.6%
+3.4%y/y
Percentile by value40th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + ASSET
RE loans %
73.82%
+7.2%y/y
Percentile by value23rd percentileby value
Peer standing in asset:1b_3b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
236%
+13.4%y/y
Percentile by value53rd percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
59%
−19.3%y/y
Percentile by value64th percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,101points
+13.6%y/y
Peer standing49th percentile
Peer standing in asset:1b_3b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
7.86%
+4.8%y/y
Percentile by value25th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROW + LNLSGR
Investor CRE %
9.21%
−19.8%y/y
Percentile by value16th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROT + LNLSGR
C&I %
22.32%
−15.7%y/y
Percentile by value88th percentileby value
Peer standing in asset:1b_3b
FDICLNCI + LNLSGR