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BDI
CB

Carter Bank & Trust

Martinsville, VirginiaFDIC Cert #58596

STATEEstablished 200666 branches

Holding company: CARTER BANKSHARES INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$4.12B$3.66B
Q3 2021$4.13B$3.67B
Q4 2021$4.13B$3.7B
Q1 2022$4.12B$3.73B
Q2 2022$4.12B$3.75B
Q3 2022$4.11B$3.73B
Q4 2022$4.2B$3.63B
Q1 2023$4.36B$3.53B
Q2 2023$4.38B$3.58B
Q3 2023$4.45B$3.56B
Q4 2023$4.51B$3.72B
Q1 2024$4.55B$3.83B
Q2 2024$4.53B$3.88B
Q3 2024$4.61B$4.09B
Q4 2024$4.65B$4.15B
Q1 2025$4.69B$4.2B
Q2 2025$4.78B$4.23B
Q3 2025$4.84B$4.22B
Q4 2025$4.83B$4.21B
Q1 2026$4.78B$4.24B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.78B
+1.8%y/y
Percentile by value48th percentileby value
Peer standing in asset:3b_10b
FDICASSET
Deposits
$4.24B
+0.8%y/y
Percentile by value52nd percentileby value
Peer standing in asset:3b_10b
FDICDEP
Gross loans
$3.73B
+1.1%y/y
Percentile by value54th percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$3.68B
+1.7%y/y
Percentile by value54th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Securities
$672M
−11.0%y/y
Percentile by value48th percentileby value
Peer standing in asset:3b_10b
FDICSC
Cash
$228M
+156.5%y/y
Percentile by value44th percentileby value
Peer standing in asset:3b_10b
FDICCHBAL
Liabilities
$4.3B
−0.1%y/y
Percentile by value48th percentileby value
Peer standing in asset:3b_10b
FDICLIAB
Equity
$482M
+22.2%y/y
Peer standing41st percentile
Peer standing in asset:3b_10b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$106M
+184.6%y/y
Peer standing91st percentile
Peer standing in asset:3b_10b
FDICNIM + NONII
NII
$35.9M
+19.2%y/y
Peer standing41st percentile
Peer standing in asset:3b_10b
FDICNIM
Noninterest income
$69.6M
+901.7%y/y
Peer standing96th percentile
Peer standing in asset:3b_10b
FDICNONII
Provision
−$34.1M
−1,495.8%y/y
Percentile by value0th percentileby value
Peer standing in asset:3b_10b
FDICELNATR
Pretax income
$110M
+834.4%y/y
Peer standing99th percentile
Peer standing in asset:3b_10b
FDICPTAXNETINC
Net income
$85.6M
+796.6%y/y
Peer standing99th percentile
Peer standing in asset:3b_10b
FDICNETINC