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BDI
CB

Carolina Bank & Trust Co.

Lamar, South CarolinaFDIC Cert #16723

STATEEstablished 193614 branches

Holding company: FIRST CAROLINA BANCSHARES CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$678M$598M
Q3 2021$706M$625M
Q4 2021$749M$667M
Q1 2022$829M$748M
Q2 2022$811M$730M
Q3 2022$795M$713M
Q4 2022$791M$704M
Q1 2023$761M$671M
Q2 2023$754M$662M
Q3 2023$720M$628M
Q4 2023$751M$656M
Q1 2024$721M$617M
Q2 2024$726M$627M
Q3 2024$742M$636M
Q4 2024$785M$682M
Q1 2025$763M$656M
Q2 2025$806M$699M
Q3 2025$832M$721M
Q4 2025$886M$774M
Q1 2026$831M$714M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$831M
+8.9%y/y
Percentile by value88th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$714M
+8.8%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$596M
+1.5%y/y
Percentile by value88th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$588M
+1.5%y/y
Percentile by value88th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$125M
+29.6%y/y
Percentile by value68th percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$86M
+56.1%y/y
Percentile by value88th percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$722M
+8.8%y/y
Percentile by value86th percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$109M
+9.8%y/y
Peer standing95th percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$9.16M
+15.5%y/y
Peer standing88th percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$8.3M
+17.2%y/y
Peer standing92nd percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$854K
+1.3%y/y
Peer standing70th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$300K
0.0%y/y
Percentile by value86th percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$4.75M
+37.0%y/y
Peer standing95th percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$3.6M
+38.2%y/y
Peer standing93rd percentile
Peer standing in ubpr:primary:5
FDICNETINC