$2.54B
−5.2%y/y
Percentile by value22nd percentileby value
FDIC
LNLSGRCC
Capital City Bank
Tallahassee, FloridaFDIC Cert #9622
STATEEstablished 190767 branches
Holding company: CAPITAL CITY BANK GROUP INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $337M |
| Investor CRE | $289M |
| Multifamily | $49.8M |
| Construction | $262M |
| 1–4 family | $1.21B |
| C&I | $141M |
| Agriculture | $39.6M |
| Other | $216M |
Loan book
Reported balances and balance-sheet intensity.
$2.51B
−5.3%y/y
Percentile by value22nd percentileby value
FDIC
LNLSNET−5.28%
−94.3%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET65.5%
−4.5%y/y
Percentile by value11th percentileby value
FDIC
LNLSNET + DEP56.5%
−5.1%y/y
Percentile by value15th percentileby value
FDIC
LNLSNET + ASSET95.72%
+1.6%y/y
Percentile by value85th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
128%
−16.0%y/y
Percentile by value16th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%
−19.6%y/y
Percentile by value70th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,806points
+6.0%y/y
Peer standing21st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD13.27%
+5.5%y/y
Percentile by value62nd percentileby value
FDIC
LNRENROW + LNLSGR11.35%
−2.0%y/y
Percentile by value23rd percentileby value
FDIC
LNRENROT + LNLSGR5.55%
−2.3%y/y
Percentile by value19th percentileby value
FDIC
LNCI + LNLSGR