Campbell County Bank, Inc.

Herreid, South DakotaFDIC Cert #16161

STATEEstablished 19444 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$10.5M
Investor CRE	$0
Multifamily	$0
Construction	$653K
1–4 family	$163K
C&I	$19M
Agriculture	$172M
Other	$2.14M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$204M

+16.8%y/y

Percentile by value93rd percentileby value

FDICLNLSGR

Net loans

$201M

+16.7%y/y

Percentile by value93rd percentileby value

FDICLNLSNET

Loans YoY

+16.73%

+1.4%y/y

Percentile by value88th percentileby value

FDICLNLSNET

L/D

98.9%

−14.6%y/y

Percentile by value91st percentileby value

FDICLNLSNET + DEP

Loans/assets

81.3%

+1.7%y/y

Percentile by value92nd percentileby value

FDICLNLSNET + ASSET

RE loans %

23.80%

+12.3%y/y

Percentile by value1st percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

4,782points

−10.9%y/y

Peer standing9th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

5.15%

+10.8%y/y

Percentile by value32nd percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

0.00%

Percentile by value0th percentileby value

FDICLNRENROT + LNLSGR

C&I %

9.30%

+52.5%y/y

Percentile by value51st percentileby value

FDICLNCI + LNLSGR