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BDI
CS

Cambridge Savings Bank

Cambridge, MassachusettsFDIC Cert #17870

STATEEstablished 183421 branches

Holding company: CAMBRIDGE FINANCIAL GROUP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.30%
−43.4%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
0.67%
−5.9%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
0.67%
−5.9%y/y
Peer standing46th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.55%
−6.3%y/y
Peer standing42nd percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$38.1M
−5.3%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−12.6%y/y
Peer standing82nd percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$33K
−13.2%y/y
Peer standing81st percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.94%
−16.9%y/y
Percentile by value19th percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$17.3M
−43.0%y/y
Peer standing33rd percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$38.1M
−5.3%y/y
Peer standing23rd percentile
Peer standing in ubpr:primary:3
FDICNAASSET