Blue Foundry Bank

Rutherford, New JerseyFDIC Cert #30052

STATEEstablished 193921 branches

Holding company: BLUE FOUNDRY BCORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.51%

+175.3%y/y

Peer standing36th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.44%

+26.2%y/y

Peer standing52nd percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.44%

+26.2%y/y

Peer standing55th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.55%

+102.3%y/y

Peer standing39th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$11.8M

+106.7%y/y

Peer standing32nd percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.28%

+6,701.7%y/y

Peer standing12th percentile

FDICNTLNLS + LNLSGR

NCO

$1.16M

+7,162.5%y/y

Peer standing9th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

0.85%

+5.5%y/y

Percentile by value16th percentileby value

FDICLNATRES + LNLSGR

30–89

$8.64M

+186.4%y/y

Peer standing24th percentile

FDICP3ASSET

90+

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$7.51M

+31.3%y/y

Peer standing39th percentile

FDICNAASSET