$17.9B
+229.7%y/y
Percentile by value58th percentileby value
FDIC
LNLSGRBB
Beacon Bank and Trust
Brookline, MassachusettsFDIC Cert #17798
STATEEstablished 1871150 branches
Holding company: BEACON FINANCIAL CORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $1.8B |
| Investor CRE | $5.15B |
| Multifamily | $2.15B |
| Construction | $613M |
| 1–4 family | $3.86B |
| C&I | $3.69B |
| Agriculture | $219K |
| Other | $664M |
Loan book
Reported balances and balance-sheet intensity.
$17.7B
+230.2%y/y
Percentile by value58th percentileby value
FDIC
LNLSNET+230.16%
+9,832.5%y/y
Percentile by value100th percentileby value
FDIC
LNLSNET95.9%
−15.2%y/y
Percentile by value88th percentileby value
FDIC
LNLSNET + DEP79.7%
−7.2%y/y
Percentile by value94th percentileby value
FDIC
LNLSNET + ASSET79.20%
+10.4%y/y
Percentile by value65th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
345%
−13.4%y/y
Percentile by value95th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC27%
+64.1%y/y
Percentile by value40th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,980points
−3.9%y/y
Peer standing27th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD10.06%
+57.7%y/y
Percentile by value54th percentileby value
FDIC
LNRENROW + LNLSGR28.71%
−6.5%y/y
Percentile by value92nd percentileby value
FDIC
LNRENROT + LNLSGR20.60%
−18.8%y/y
Percentile by value77th percentileby value
FDIC
LNCI + LNLSGR