$2.89B
−2.5%y/y
Percentile by value67th percentileby value
FDIC
ASSETBB
BayCoast Bank
Swansea, MassachusettsFDIC Cert #90196
STATEEstablished 185125 branches
Holding company: NARRAGANSETT FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $2.24B | $1.94B |
| Q3 2021 | $2.25B | $1.98B |
| Q4 2021 | $2.26B | $2.01B |
| Q1 2022 | $2.29B | $2.04B |
| Q2 2022 | $2.58B | $2.2B |
| Q3 2022 | $2.6B | $2.18B |
| Q4 2022 | $2.82B | $2.46B |
| Q1 2023 | $2.92B | $2.59B |
| Q2 2023 | $2.9B | $2.42B |
| Q3 2023 | $2.88B | $2.38B |
| Q4 2023 | $2.88B | $2.36B |
| Q1 2024 | $2.93B | $2.42B |
| Q2 2024 | $2.96B | $2.39B |
| Q3 2024 | $2.98B | $2.4B |
| Q4 2024 | $2.92B | $2.34B |
| Q1 2025 | $2.96B | $2.42B |
| Q2 2025 | $2.97B | $2.45B |
| Q3 2025 | $2.86B | $2.46B |
| Q4 2025 | $2.85B | $2.43B |
| Q1 2026 | $2.89B | $2.48B |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$2.48B
+2.6%y/y
Percentile by value73rd percentileby value
FDIC
DEP$2.27B
−2.1%y/y
Percentile by value71st percentileby value
FDIC
LNLSGR$2.25B
−2.1%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET$348M
+13.3%y/y
Percentile by value64th percentileby value
FDIC
SC$79.1M
−41.3%y/y
Percentile by value47th percentileby value
FDIC
CHBAL$2.63B
−2.8%y/y
Percentile by value68th percentileby value
FDIC
LIAB$258M
+1.7%y/y
Peer standing56th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$34.4M
+10.9%y/y
Peer standing76th percentile
FDIC
NIM + NONII$21.7M
+13.1%y/y
Peer standing69th percentile
FDIC
NIM$12.7M
+7.2%y/y
Peer standing86th percentile
FDIC
NONII$1.5M
+4.2%y/y
Percentile by value85th percentileby value
FDIC
ELNATR$3.07M
+53.1%y/y
Peer standing29th percentile
FDIC
PTAXNETINC$2.56M
+73.1%y/y
Peer standing36th percentile
FDIC
NETINC