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BDI
BI

BankWest, Inc.

Pierre, South DakotaFDIC Cert #4009

STATEEstablished 188922 branches

Holding company: SOUTH DAKOTA BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.35%
+16.6%y/y
Peer standing3rd percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.74%
+291.5%y/y
Peer standing2nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
1.42%
+47.2%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
2.16%
+87.2%y/y
Peer standing8th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.70%
+109.0%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$32.7M
+121.5%y/y
Peer standing8th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−99.7%y/y
Peer standing66th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$4K
−99.7%y/y
Peer standing65th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.09%
−3.8%y/y
Percentile by value36th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$32.2M
+25.3%y/y
Peer standing3rd percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$10.1M
+320.6%y/y
Peer standing2nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$19.5M
+58.2%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:4
FDICNAASSET