Skip to main content
BDI
BF

BankStar Financial

Elkton, South DakotaFDIC Cert #496

STATEEstablished 19263 branches

Holding company: ELKTON HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.77%
+56.3%y/y
Peer standing34th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.03%
−76.6%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.03%
−76.6%y/y
Peer standing86th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.02%
−76.5%y/y
Peer standing85th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$86K
−74.8%y/y
Peer standing87th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
+241.0%y/y
Peer standing49th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$3K
+250.0%y/y
Peer standing51st percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.02%
+1.6%y/y
Percentile by value27th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$2.16M
+68.6%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$86K
−74.8%y/y
Peer standing82nd percentile
Peer standing in asset:300m_1b
FDICNAASSET