$592M
+8.8%y/y
Percentile by value88th percentileby value
FDIC
LNLSGRB
BankNorth
Arthur, North DakotaFDIC Cert #8387
STATEEstablished 190511 branches
Holding company: FIRST FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $26.8M |
| Investor CRE | $11.5M |
| Multifamily | $1.12M |
| Construction | $4.11M |
| 1–4 family | $18.3M |
| C&I | $58.1M |
| Agriculture | $454M |
| Other | $18.7M |
Loan book
Reported balances and balance-sheet intensity.
$586M
+8.7%y/y
Percentile by value88th percentileby value
FDIC
LNLSNET+8.74%
−9.0%y/y
Percentile by value66th percentileby value
FDIC
LNLSNET102.4%
+0.9%y/y
Percentile by value95th percentileby value
FDIC
LNLSNET + DEP87.6%
+2.7%y/y
Percentile by value98th percentileby value
FDIC
LNLSNET + ASSET33.50%
−1.9%y/y
Percentile by value1st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
22%
+6.4%y/y
Percentile by value3rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC5%
+64.6%y/y
Percentile by value8th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,532points
+0.5%y/y
Peer standing7th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD4.52%
+19.6%y/y
Percentile by value11th percentileby value
FDIC
LNRENROW + LNLSGR1.94%
+1.6%y/y
Percentile by value5th percentileby value
FDIC
LNRENROT + LNLSGR9.81%
+4.1%y/y
Percentile by value51st percentileby value
FDIC
LNCI + LNLSGR