$76.8M
New institution — no prior-year comparison
FDIC
LNLSGRB
BankMiami
Coral Gables, FloridaFDIC Cert #59354
STATEEstablished 20251 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $2.43M |
| Investor CRE | $24.3M |
| Multifamily | $1.98M |
| Construction | $16.2M |
| 1–4 family | $22.2M |
| C&I | $9.71M |
| Agriculture | $0 |
| Other | $0 |
Loan book
Reported balances and balance-sheet intensity.
$76.1M
New institution — no prior-year comparison
FDIC
LNLSNETNew institution — no prior-year comparison
FDIC
LNLSNET31.5%
New institution — no prior-year comparison
FDIC
LNLSNET + DEP27.3%
New institution — no prior-year comparison
FDIC
LNLSNET + ASSET92.67%
New institution — no prior-year comparison
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
122%
New institution — no prior-year comparison
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC46%
New institution — no prior-year comparison
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,486points
New institution — no prior-year comparison
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD3.16%
New institution — no prior-year comparison
FDIC
LNRENROW + LNLSGR31.67%
New institution — no prior-year comparison
FDIC
LNRENROT + LNLSGR12.63%
New institution — no prior-year comparison
FDIC
LNCI + LNLSGR