$33B
+6.0%y/y
Percentile by value85th percentileby value
FDIC
LNLSGRBO
Bank OZK
Little Rock, ArkansasFDIC Cert #110
STATEEstablished 1903276 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $847M |
| Investor CRE | $7.78B |
| Multifamily | $3.96B |
| Construction | $7.11B |
| 1–4 family | $1.64B |
| C&I | $3.82B |
| Agriculture | $342M |
| Other | $7.47B |
Loan book
Reported balances and balance-sheet intensity.
$32.5B
+6.1%y/y
Percentile by value85th percentileby value
FDIC
LNLSNET+6.13%
−42.6%y/y
Percentile by value48th percentileby value
FDIC
LNLSNET96.2%
+0.3%y/y
Percentile by value89th percentileby value
FDIC
LNLSNET + DEP78.0%
−0.2%y/y
Percentile by value88th percentileby value
FDIC
LNLSNET + ASSET66.62%
−9.6%y/y
Percentile by value36th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
287%
−12.0%y/y
Percentile by value85th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC108%
−26.6%y/y
Percentile by value99th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,334points
−19.1%y/y
Peer standing81st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD2.57%
+11.7%y/y
Percentile by value19th percentileby value
FDIC
LNRENROW + LNLSGR23.61%
+0.9%y/y
Percentile by value75th percentileby value
FDIC
LNRENROT + LNLSGR11.58%
+74.4%y/y
Percentile by value36th percentileby value
FDIC
LNCI + LNLSGR