Bank OZK

Little Rock, ArkansasFDIC Cert #110

STATEEstablished 1903276 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.58%

+728.2%y/y

Peer standing22nd percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.90%

+346.1%y/y

Peer standing21st percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.90%

+346.1%y/y

Peer standing32nd percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

1.07%

+97.6%y/y

Peer standing11th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$446M

+110.2%y/y

Peer standing10th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.56%

+116.0%y/y

Peer standing14th percentile

FDICNTLNLS + LNLSGR

NCO

$45.3M

+138.4%y/y

Peer standing6th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.46%

−7.2%y/y

Percentile by value81st percentileby value

FDICLNATRES + LNLSGR

30–89

$191M

+777.9%y/y

Peer standing7th percentile

FDICP3ASSET

90+

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$297M

+372.9%y/y

Peer standing9th percentile

FDICNAASSET