Skip to main content
BDI
BU

Bank of Utica

Utica, New YorkFDIC Cert #13397

STATEEstablished 19271 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.48B$1.17B
Q3 2021$1.5B$1.19B
Q4 2021$1.53B$1.2B
Q1 2022$1.56B$1.23B
Q2 2022$1.53B$1.22B
Q3 2022$1.47B$1.16B
Q4 2022$1.42B$1.09B
Q1 2023$1.38B$1.06B
Q2 2023$1.36B$1.03B
Q3 2023$1.3B$970M
Q4 2023$1.29B$952M
Q1 2024$1.31B$948M
Q2 2024$1.31B$957M
Q3 2024$1.35B$985M
Q4 2024$1.39B$1.03B
Q1 2025$1.42B$1.06B
Q2 2025$1.41B$1.04B
Q3 2025$1.43B$1.05B
Q4 2025$1.41B$1.01B
Q1 2026$1.45B$1.04B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.45B
+2.0%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.04B
−1.3%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$146M
+16.8%y/y
Percentile by value1st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$145M
+16.6%y/y
Percentile by value1st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$1.23B
+3.1%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$42.8M
−36.2%y/y
Percentile by value19th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.08B
−0.6%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$370M
+10.6%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$6.8M
+14.4%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$6.66M
+15.1%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$136K
−13.4%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$510K
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$3.79M
+7.5%y/y
Peer standing21st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$10.9M
+246.4%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC