$771M
+9.1%y/y
Percentile by value14th percentileby value
FDIC
LNLSGRBP
Bank of the Pacific
Aberdeen, WashingtonFDIC Cert #23041
STATEEstablished 197920 branches
Holding company: PACIFIC FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $188M |
| Investor CRE | $176M |
| Multifamily | $77.3M |
| Construction | $34.4M |
| 1–4 family | $105M |
| C&I | $85.1M |
| Agriculture | $48M |
| Other | $57.1M |
Loan book
Reported balances and balance-sheet intensity.
$762M
+9.2%y/y
Percentile by value14th percentileby value
FDIC
LNLSNET+9.18%
+396.2%y/y
Percentile by value66th percentileby value
FDIC
LNLSNET66.9%
+3.0%y/y
Percentile by value15th percentileby value
FDIC
LNLSNET + DEP59.0%
+3.1%y/y
Percentile by value16th percentileby value
FDIC
LNLSNET + ASSET82.05%
−1.2%y/y
Percentile by value44th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
197%
+4.0%y/y
Percentile by value37th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC24%
−4.9%y/y
Percentile by value21st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,572points
+2.0%y/y
Peer standing83rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD24.37%
−2.4%y/y
Percentile by value91st percentileby value
FDIC
LNRENROW + LNLSGR22.82%
+0.9%y/y
Percentile by value62nd percentileby value
FDIC
LNRENROT + LNLSGR11.05%
+53.0%y/y
Percentile by value48th percentileby value
FDIC
LNCI + LNLSGR