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BDI
BC

Bank of Cadiz and Trust Company

Cadiz, KentuckyFDIC Cert #20239

STATEEstablished 19705 branches

Holding company: CADIZ BCORP INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$141M$130M
Q3 2021$145M$133M
Q4 2021$144M$133M
Q1 2022$146M$140M
Q2 2022$140M$137M
Q3 2022$137M$136M
Q4 2022$135M$133M
Q1 2023$136M$131M
Q2 2023$136M$135M
Q3 2023$140M$140M
Q4 2023$135M$133M
Q1 2024$137M$136M
Q2 2024$133M$132M
Q3 2024$135M$131M
Q4 2024$132M$130M
Q1 2025$140M$137M
Q2 2025$138M$134M
Q3 2025$142M$137M
Q4 2025$143M$138M
Q1 2026$143M$138M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$143M
+1.6%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICASSET
Deposits
$138M
+0.5%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$82.7M
+19.6%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$81.8M
+19.7%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$49.2M
−7.4%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICSC
Cash
$4.3M
+20.9%y/y
Percentile by value13th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$139M
+0.5%y/y
Percentile by value34th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLIAB
Equity
$3.81M
+63.2%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.29M
+10.5%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$1.17M
+11.5%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$122K
+1.7%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNONII
Provision
$15K
0.0%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
$404K
+91.5%y/y
Peer standing25th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
$404K
+91.5%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNETINC