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BDI
BB

Bank of Bozeman

Bozeman, MontanaFDIC Cert #57952

STATEEstablished 20051 branch

Holding company: BOZEMAN BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$14.9M
Investor CRE$10.1M
Multifamily$1.49M
Construction$7.57M
1–4 family$23.2M
C&I$18.8M
Agriculture$3.34M
Other$363K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$79.7M
+7.2%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$78.5M
+7.4%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Loans YoY
+7.36%
+359.8%y/y
Percentile by value61st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
L/D
80.0%
−7.7%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET + DEP
Loans/assets
70.9%
−2.0%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET + ASSET
RE loans %
84.65%
−9.7%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
163%
−2.6%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
64%
+0.9%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,103points
−8.1%y/y
Peer standing62nd percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
18.67%
−2.5%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNRENROW + LNLSGR
Investor CRE %
12.62%
−7.9%y/y
Percentile by value67th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNRENROT + LNLSGR
C&I %
23.62%
+52.9%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNCI + LNLSGR