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BDI
BI

Bank Iowa

West Des Moines, IowaFDIC Cert #14521

STATEEstablished 192325 branches

Holding company: BANK IOWA CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.28%
−0.1%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.01%
−48.5%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
1.57%
+5.8%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
1.58%
+5.3%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.21%
+1.3%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$28.4M
+10.2%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.06%
+112.8%y/y
Peer standing32nd percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$264K
+131.6%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.33%
−2.7%y/y
Percentile by value69th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$4.98M
+9.9%y/y
Peer standing42nd percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$123K
−43.3%y/y
Peer standing33rd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$28.3M
+16.4%y/y
Peer standing6th percentile
Peer standing in ubpr:primary:4
FDICNAASSET