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BDI
BU

Banesco USA

Miami, FloridaFDIC Cert #57815

STATEEstablished 20065 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.09%
−61.7%y/y
Peer standing84th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.53%
−36.9%y/y
Peer standing53rd percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.53%
−36.9%y/y
Peer standing57th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.38%
−37.2%y/y
Peer standing60th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$21.7M
−23.6%y/y
Peer standing53rd percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.04%
+6,536.5%y/y
Peer standing58th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$376K
+7,620.0%y/y
Peer standing56th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.03%
−5.9%y/y
Percentile by value34th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$3.54M
−53.6%y/y
Peer standing81st percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$21.7M
−23.6%y/y
Peer standing47th percentile
Peer standing in asset:3b_10b
FDICNAASSET