$13.4B
+6.3%y/y
Percentile by value33rd percentileby value
FDIC
LNLSGRAB
Apple Bank
New York, New YorkFDIC Cert #16068
STATEEstablished 186382 branches
Holding company: APPLE FINANCIAL HOLDINGS INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $110K |
| Investor CRE | $2.52B |
| Multifamily | $4.32B |
| Construction | $0 |
| 1–4 family | $30.1M |
| C&I | $2.84B |
| Agriculture | $0 |
| Other | $3.71B |
Loan book
Reported balances and balance-sheet intensity.
$13.3B
+6.4%y/y
Percentile by value35th percentileby value
FDIC
LNLSNET+6.36%
−30.4%y/y
Percentile by value47th percentileby value
FDIC
LNLSNET84.5%
+0.2%y/y
Percentile by value56th percentileby value
FDIC
LNLSNET + DEP69.4%
−0.8%y/y
Percentile by value58th percentileby value
FDIC
LNLSNET + ASSET51.19%
−4.1%y/y
Percentile by value40th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
440%
+0.0%y/y
Percentile by value100th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
Percentile by value0th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,837points
−14.5%y/y
Peer standing37th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.00%
−32.0%y/y
Percentile by value13th percentileby value
FDIC
LNRENROW + LNLSGR18.76%
−1.0%y/y
Percentile by value68th percentileby value
FDIC
LNRENROT + LNLSGR21.19%
−15.4%y/y
Percentile by value70th percentileby value
FDIC
LNCI + LNLSGR