$22.3B
+5.0%y/y
Percentile by value72nd percentileby value
FDIC
LNLSGRAB
Ameris Bank
Atlanta, GeorgiaFDIC Cert #20504
STATEEstablished 1971178 branches
Holding company: AMERIS BCORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $1.85B |
| Investor CRE | $5.32B |
| Multifamily | $2.07B |
| Construction | $1.56B |
| 1–4 family | $4.81B |
| C&I | $3.79B |
| Agriculture | $186M |
| Other | $2.73B |
Loan book
Reported balances and balance-sheet intensity.
$22B
+5.1%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET+5.09%
+301.0%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET96.8%
+2.0%y/y
Percentile by value92nd percentileby value
FDIC
LNLSNET + DEP78.4%
−0.9%y/y
Percentile by value91st percentileby value
FDIC
LNLSNET + ASSET72.12%
−2.9%y/y
Percentile by value46th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
267%
+3.2%y/y
Percentile by value77th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC47%
−17.6%y/y
Percentile by value61st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,527points
−2.9%y/y
Peer standing63rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD8.28%
−5.8%y/y
Percentile by value44th percentileby value
FDIC
LNRENROW + LNLSGR23.83%
+2.3%y/y
Percentile by value76th percentileby value
FDIC
LNRENROT + LNLSGR16.99%
+7.1%y/y
Percentile by value61st percentileby value
FDIC
LNCI + LNLSGR