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BDI
AB

Ameris Bank

Atlanta, GeorgiaFDIC Cert #20504

STATEEstablished 1971178 branches

Holding company: AMERIS BCORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$21.8B$18.4B
Q3 2021$22.4B$19B
Q4 2021$23.8B$19.9B
Q1 2022$23.5B$19.8B
Q2 2022$23.6B$19.8B
Q3 2022$23.7B$19.6B
Q4 2022$25B$19.6B
Q1 2023$26B$20B
Q2 2023$25.7B$20.5B
Q3 2023$25.6B$20.7B
Q4 2023$25.1B$20.9B
Q1 2024$25.6B$21.1B
Q2 2024$26.4B$21.6B
Q3 2024$26.3B$22B
Q4 2024$26.2B$21.9B
Q1 2025$26.4B$22B
Q2 2025$26.6B$22.1B
Q3 2025$27B$22.4B
Q4 2025$27.4B$22.5B
Q1 2026$28B$22.7B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$28B
+6.0%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICASSET
Deposits
$22.7B
+3.1%y/y
Percentile by value63rd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICDEP
Gross loans
$22.3B
+5.0%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSGR
Net loans
$22B
+5.1%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSNET
Securities
$2.55B
+20.7%y/y
Percentile by value30th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICSC
Cash
$1.33B
+2.9%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICCHBAL
Liabilities
$24B
+6.4%y/y
Percentile by value61st percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLIAB
Equity
$4.05B
+3.8%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$317M
+9.4%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM + NONII
NII
$247M
+9.4%y/y
Peer standing68th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM
Noninterest income
$70M
+9.3%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNONII
Provision
$16.6M
−24.4%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICELNATR
Pretax income
$148M
+21.3%y/y
Peer standing74th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICPTAXNETINC
Net income
$114M
+21.2%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNETINC