BDI
AT

American Trust and Savings Bank

Lowden, IowaFDIC Cert #10120

STATEEstablished 19131 branch

Holding company: LOWDEN BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
3.76%
+1,615.1%y/y
Peer standing9th percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
29.90%
+214.4%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
29.90%
+214.4%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
5.77%
+187.9%y/y
Peer standing2nd percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.65M
+145.8%y/y
Peer standing7th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.14%
Peer standing97th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
−$2K
Peer standing93rd percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
7.32%
+35.7%y/y
Percentile by value100th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$208K
+1,500.0%y/y
Peer standing44th percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$1.65M
+193.3%y/y
Peer standing4th percentile
Peer standing in asset:lt_100m
FDICNAASSET