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BDI
AH

American Heritage Bank

Sapulpa, OklahomaFDIC Cert #4190

STATEEstablished 190524 branches

Holding company: AMERICAN BCORP INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$56.4M
Investor CRE$115M
Multifamily$9.28M
Construction$19.1M
1–4 family$197M
C&I$48.8M
Agriculture$6.04M
Other$51.3M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$503M
+0.1%y/y
Percentile by value3rd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$495M
+0.0%y/y
Percentile by value3rd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Loans YoY
+0.02%
−99.3%y/y
Percentile by value14th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
L/D
42.4%
+3.2%y/y
Percentile by value2nd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + DEP
Loans/assets
33.1%
+2.4%y/y
Percentile by value2nd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + ASSET
RE loans %
80.91%
+1.9%y/y
Percentile by value40th percentileby value
Peer standing in ubpr:primary:4
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
97%
+0.7%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
13%
+3.0%y/y
Percentile by value10th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,293points
+1.3%y/y
Peer standing32nd percentile
Peer standing in ubpr:primary:4
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
11.23%
+10.8%y/y
Percentile by value38th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROW + LNLSGR
Investor CRE %
22.90%
−1.1%y/y
Percentile by value63rd percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROT + LNLSGR
C&I %
9.70%
−7.6%y/y
Percentile by value42nd percentileby value
Peer standing in ubpr:primary:4
FDICLNCI + LNLSGR