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BDI
AB

American Bank & Trust Company, Inc.

Bowling Green, KentuckyFDIC Cert #35568

STATEEstablished 20006 branches

Holding company: FIRST BRECKINRIDGE BANCSHARESRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.42%
−79.8%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.01%
−77.7%y/y
Peer standing35th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
1.21%
+584.1%y/y
Peer standing20th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
1.22%
+413.9%y/y
Peer standing23rd percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.02%
+429.9%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$9.11M
+430.0%y/y
Peer standing10th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing52nd percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$6K
Peer standing47th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.96%
+10.5%y/y
Percentile by value17th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$3.08M
−79.5%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$100K
−77.4%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$8.86M
+593.9%y/y
Peer standing7th percentile
Peer standing in ubpr:primary:5
FDICNAASSET