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BDI
1F

1st Financial Bank USA

Dakota Dunes, South DakotaFDIC Cert #1673

STATEEstablished 19102 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$886M$585M
Q3 2021$912M$655M
Q4 2021$940M$691M
Q1 2022$969M$724M
Q2 2022$1.01B$748M
Q3 2022$1.08B$796M
Q4 2022$1.09B$819M
Q1 2023$1.1B$802M
Q2 2023$1.12B$809M
Q3 2023$1.24B$924M
Q4 2023$1.24B$909M
Q1 2024$1.27B$942M
Q2 2024$1.27B$952M
Q3 2024$1.31B$993M
Q4 2024$1.31B$997M
Q1 2025$1.34B$1.03B
Q2 2025$1.31B$995M
Q3 2025$1.33B$1.01B
Q4 2025$1.35B$1.04B
Q1 2026$1.33B$1.02B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.33B
−0.8%y/y
Percentile by value34th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.02B
−0.4%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$970M
+4.1%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$953M
+4.3%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$110M
−0.0%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$107M
−28.5%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.11B
−1.3%y/y
Percentile by value26th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$227M
+1.6%y/y
Peer standing78th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$39.1M
−2.1%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$27.2M
−3.5%y/y
Peer standing95th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$11.8M
+1.0%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$5.79M
+3.2%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$5M
−24.1%y/y
Peer standing37th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$3.52M
−29.6%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC