Lending
Indirect Auto Platforms
Networks and systems through which dealers submit vehicle-loan applications to banks.
Buying context
Why it matters
Indirect lending can generate volume outside the bank's branches, but dealer conduct, pricing discretion, fraud, and rapid credit decisions require close oversight. The bank remains responsible for its program.
Due diligence
Questions to ask
- How can the bank monitor dealer-level approval, pricing, exception, delinquency, and fraud patterns?
- Which dealer actions and applicant data changes remain visible in the audit record?
- How are reserve arrangements, chargebacks, and discretionary markups configured and tested?
- What process suspends a dealer while preserving open applications, contracts, and investigations?
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Company listings
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