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BDI

Risk & compliance

Fair Lending, HMDA & CRA Analytics

Tools and services that test lending outcomes and support mortgage and community-reinvestment reporting and analysis.

Buying context

Why it matters

Outcome differences can arise from policy, discretion, data, markets, or legitimate credit factors. Useful analysis preserves that context and supports investigation rather than treating a statistical flag as a conclusion.

Due diligence

Questions to ask

  1. Which application, pricing, underwriting, geography, and servicing outcomes can be analyzed together?
  2. How are data quality, comparison groups, controls, small samples, and missing demographic data handled?
  3. Can reviewers move from an aggregate disparity to the underlying files and decision reasons?
  4. How are HMDA and CRA edits, resubmissions, assessment-area changes, and public-file evidence managed?

Alphabetical, not ranked

Company listings

The directory does not yet list vendors in this category. Companies can review the listing terms and contact Bank Data Insights to be considered.

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