Fintech partnerships
Embedded Finance
Financial products or functions placed inside a nonbank company's software or customer workflow.
Buying context
Why it matters
Embedding can make a service convenient while obscuring which party provides it and handles a problem. Product design, disclosures, data, oversight, and exit plans should preserve the bank's responsibilities.
Due diligence
Questions to ask
- Where does the customer see the bank's role, terms, disclosures, support path, and privacy practices?
- Which eligibility, pricing, transaction, servicing, complaint, and closure decisions can the nonbank make?
- What bank data reaches the partner or its subcontractors, and for which defined purposes?
- How can a product or partner be suspended without stranding customers, balances, disputes, or records?
Alphabetical, not ranked
Company listings
The directory does not yet list vendors in this category. Companies can review the listing terms and contact Bank Data Insights to be considered.
Related categories