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BDI
ZB

Zenith Bank & Trust

Scottsdale, ArizonaFDIC Cert #59318

STATEEstablished 20231 branch

Holding company: VB&T HOLDING CO LLCRegulator: FDIC

FDICCERT + OFFDOMfiled 2026-07-29

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q2 2026FDICCall Reportfiled 2026-07-29

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q4 2023$43.3M$19.7M
Q1 2024$66.6M$42.9M
Q2 2024$63M$39.5M
Q3 2024$65.5M$41.9M
Q4 2024$91.8M$68.4M
Q1 2025$117M$93.7M
Q2 2025$110M$86.1M
Q3 2025$116M$92.4M
Q4 2025$107M$83.3M
Q1 2026$123M$99.3M
Q2 2026$133M$110M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$133M
+21.4%y/y
FDICASSETfiled 2026-07-29
Deposits
$110M
+27.4%y/y
FDICDEPfiled 2026-07-29
Gross loans
$77.1M
+96.7%y/y
FDICLNLSGRfiled 2026-07-29
Net loans
$76.4M
+96.7%y/y
FDICLNLSNETfiled 2026-07-29
Securities
$1.54M
−67.8%y/y
FDICSCfiled 2026-07-29
Cash
FDICCHBALfiled 2026-07-29
Liabilities
$111M
+26.5%y/y
FDICLIABfiled 2026-07-29
Equity
$21.6M
+0.4%y/y
FDICEQfiled 2026-07-29

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.05M
+14.2%y/y
FDICNIM + NONIIfiled 2026-07-29
NII
$1.97M
+15.7%y/y
FDICNIMfiled 2026-07-29
Provision
$179K
+3.5%y/y
FDICELNATRfiled 2026-07-29
Net income
$46K
+136.5%y/y
FDICNETINCfiled 2026-07-29