$6.37M
+0.1%y/y
Percentile by value13th percentileby value
FDIC
LNLSGRZC
Zavala County Bank
Crystal City, TexasFDIC Cert #15105
STATEEstablished 19072 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $0 |
| Investor CRE | $1.06M |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $4K |
| C&I | $1.17M |
| Agriculture | $278K |
| Other | $3.86M |
Loan book
Reported balances and balance-sheet intensity.
$6.26M
+0.2%y/y
Percentile by value14th percentileby value
FDIC
LNLSNET+0.19%
+101.1%y/y
Percentile by value40th percentileby value
FDIC
LNLSNET8.9%
−2.8%y/y
Percentile by value4th percentileby value
FDIC
LNLSNET + DEP7.9%
−4.2%y/y
Percentile by value11th percentileby value
FDIC
LNLSNET + ASSET16.68%
−4.2%y/y
Percentile by value3rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
9%
−9.6%y/y
Percentile by value33rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
Percentile by value0th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC632points
+5.7%y/y
Peer standing99th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.00%
Percentile by value0th percentileby value
FDIC
LNRENROW + LNLSGR16.62%
−4.1%y/y
Percentile by value89th percentileby value
FDIC
LNRENROT + LNLSGR18.36%
+10.6%y/y
Percentile by value78th percentileby value
FDIC
LNCI + LNLSGR