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BDI
YV

Yampa Valley Bank

Steamboat Springs, ColoradoFDIC Cert #35407

STATEEstablished 20002 branches

Holding company: ROUTT COUNTY BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.15%
−67.7%y/y
Peer standing76th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.09%
+1.7%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.09%
+1.7%y/y
Peer standing78th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.07%
−5.2%y/y
Peer standing78th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$467K
+4.5%y/y
Peer standing75th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
+49.7%y/y
Peer standing41st percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$15K
+66.7%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.49%
−2.1%y/y
Percentile by value77th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$753K
−64.9%y/y
Peer standing68th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$467K
+10.7%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:5
FDICNAASSET