0.96%
+46.3%y/y
Peer standing67th percentile
FDIC
NETINC + ROAYF
Yakima Federal Savings and Loan Association
Yakima, WashingtonFDIC Cert #28116
STATEEstablished 190510 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMProfitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.
As of Q1 2026
Returns & margin
Annualized returns and the economics of earning assets and paid funding.
3.54%
+39.1%y/y
Peer standing23rd percentile
FDIC
NETINC + ROE1.16%
+48.2%y/y
Peer standing61st percentile
FDIC
PTAXNETINC + ASSET2.26%
+14.1%y/y
Peer standing9th percentile
FDIC
NIM + NIMY3.90%
+3.2%y/y
Peer standing5th percentile
FDIC
INTINCY2.35%
−3.7%y/y
Peer standing68th percentile
FDIC
EINTEXP + DEPIDOMEfficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
52.06%
−16.1%y/y
Peer standing87th percentile
FDIC
NONIX + NIM + NONII + EEFFR1.28%
−2.2%y/y
Peer standing93rd percentile
FDIC
NONIX + ASSET15.48%
+13.0%y/y
Percentile by value63rd percentileby value
FDIC
NONII + NIM−1.34%
+28.9%y/y
Percentile by value11th percentileby value
FDIC
ASSET−3.40%
−699.6%y/y
Percentile by value6th percentileby value
FDIC
DEP+7.83%
−19.7%y/y
Percentile by value74th percentileby value
FDIC
LNLSNETHow this bank compares
Switch cohorts or expand any row to inspect the full distribution.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.96%67th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.13%Median 0.75%90th 1.56%Observations 130
ROE
FDIC
NETINC + ROE3.54%23rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.17%Median 6.45%90th 15.17%Observations 130
NIM
FDIC
NIM + NIMY2.26%9th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.27%Median 3.07%90th 4.27%Observations 130
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR52.06%87th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.12%Median 70.18%90th 88.52%Observations 130
Deposits YoY
FDIC
DEP−3.40%6th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.43%Median +3.43%90th +10.59%Observations 130
Loans YoY
FDIC
LNLSNET+7.83%73rd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.95%Median +3.82%90th +12.78%Observations 129
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.34%26th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.13%Median 0.56%90th 1.80%Observations 129
Leverage
FDIC
RBC1AAJ27.73%98th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.09%Median 10.79%90th 16.37%Observations 130
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.35%68th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.81%Median 2.63%90th 3.99%Observations 130
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 26%Median 204%90th 411%Observations 89
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.96%50th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −0.50%Median 0.96%90th 1.39%Observations 7
ROE
FDIC
NETINC + ROE3.54%37th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −15.12%Median 5.42%90th 12.59%Observations 7
NIM
FDIC
NIM + NIMY2.26%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.28%Median 3.01%90th 4.05%Observations 7
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR52.06%100th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 53.55%Median 63.16%90th 110.07%Observations 7
Deposits YoY
FDIC
DEP−3.40%25th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −4.77%Median +3.74%90th +15.39%Observations 7
Loans YoY
FDIC
LNLSNET+7.83%87th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −5.29%Median +1.97%90th +6.64%Observations 7
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.34%25th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.28%Median 0.49%90th 1.60%Observations 7
Leverage
FDIC
RBC1AAJ27.73%87th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 7.09%Median 11.16%90th 18.80%Observations 7
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.35%67th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.08%Median 2.92%90th 4.05%Observations 7
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 120%Median 221%90th 380%Observations 5
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.