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BDI
WC

Wyoming Community Bank

Riverton, WyomingFDIC Cert #35220

STATEEstablished 19993 branches

Holding company: WYOMING NATIONAL BCORP INCRegulator: FED

FDICCERT + OFFDOM

Profitability, margin & efficiency

Performance

Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.

As of Q1 2026

Returns & margin

Annualized returns and the economics of earning assets and paid funding.

ROA
1.53%
+23.7%y/y
Peer standing68th percentile
Peer standing in ubpr:primary:6
FDICNETINC + ROA
ROE
19.51%
+7.4%y/y
Peer standing87th percentile
Peer standing in ubpr:primary:6
FDICNETINC + ROE
Pretax ROA
1.57%
+26.8%y/y
Peer standing60th percentile
Peer standing in ubpr:primary:6
FDICPTAXNETINC + ASSET
NIM
4.23%
+9.3%y/y
Peer standing65th percentile
Peer standing in ubpr:primary:6
FDICNIM + NIMY
Earning yield
5.81%
+2.7%y/y
Peer standing59th percentile
Peer standing in ubpr:primary:6
FDICINTINCY
IB deposit cost
2.18%
−10.9%y/y
Peer standing53rd percentile
Peer standing in ubpr:primary:6
FDICEINTEXP + DEPIDOM

Efficiency & growth

Operating productivity and year-over-year balance-sheet momentum.

Efficiency
63.05%
−7.5%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:6
FDICNONIX + NIM + NONII + EEFFR
Expense/assets
2.78%
+0.7%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:6
FDICNONIX + ASSET
Fee share
9.96%
−0.3%y/y
Percentile by value61st percentileby value
Peer standing in ubpr:primary:6
FDICNONII + NIM
Assets YoY
+4.94%
−23.5%y/y
Percentile by value54th percentileby value
Peer standing in ubpr:primary:6
FDICASSET
Deposits YoY
+4.75%
−55.0%y/y
Percentile by value55th percentileby value
Peer standing in ubpr:primary:6
FDICDEP
Loans YoY
+11.39%
−29.1%y/y
Percentile by value78th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET

How this bank compares

Switch cohorts or expand any row to inspect the full distribution.

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
68th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.51%Median 1.26%90th 2.16%Observations 1,099
ROE
FDICNETINC + ROE
87th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 4.92%Median 11.93%90th 20.75%Observations 1,099
NIM
FDICNIM + NIMY
65th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 3.01%Median 3.95%90th 4.94%Observations 1,099
Efficiency
FDICNONIX + NIM + NONII + EEFFR
49th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 46.29%Median 62.76%90th 82.51%Observations 1,099
Deposits YoY
FDICDEP
55th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.81%Median +3.80%90th +14.76%Observations 1,099
Loans YoY
FDICLNLSNET
77th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.93%Median +5.37%90th +18.00%Observations 1,097
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
65th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.38%90th 2.47%Observations 1,097
Leverage
FDICRBC1AAJ
18th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.85%Median 11.00%90th 15.77%Observations 1,099

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
53rd percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.42%Median 2.24%90th 3.26%Observations 1,099
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
Toggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 19%Median 99%90th 243%Observations 514

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.