$22B
+7.6%y/y
Percentile by value37th percentileby value
FDIC
ASSETWS
Wilmington Savings Fund Society, FSB
Wilmington, DelawareFDIC Cert #17838
OCCEstablished 183295 branches
Holding company: WSFS FINANCIAL CORPRegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportWilmington Savings Fund Society, FSB reported $22B in total assets. Deposits grew 9.57% over the prior year.
Return on assets was 1.68%, compared with an asset-peer median of 1.19%. The leverage ratio was 10.58%.
- Why is Return on Assets above asset peers?
- Why is Net Loan Growth, Year over Year below asset peers?
- Why is Total Assets below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$18.8B
+9.6%y/y
Percentile by value41st percentileby value
FDIC
DEP$13.2B
+1.4%y/y
Percentile by value33rd percentileby value
FDIC
LNLSNET1.68%
+33 bpsy/y
Peer standing85th percentile
FDIC
NETINC + ROA55.67%
−51 bpsy/y
Peer standing48th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.58%
−61 bpsy/y
Peer standing66th percentile
FDIC
RBC1AAJPercentiles compare this bank with 154 banks with $10 billion or more.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $15.1B | $12.8B |
| Q3 2021 | $15.3B | $12.9B |
| Q4 2021 | $15.7B | $13.4B |
| Q1 2022 | $20.9B | $17.8B |
| Q2 2022 | $20.5B | $17.4B |
| Q3 2022 | $19.9B | $17B |
| Q4 2022 | $19.8B | $16.4B |
| Q1 2023 | $20.2B | $16.4B |
| Q2 2023 | $20.3B | $16.6B |
| Q3 2023 | $19.9B | $16.2B |
| Q4 2023 | $20.5B | $16.7B |
| Q1 2024 | $20.5B | $16.4B |
| Q2 2024 | $20.6B | $16.7B |
| Q3 2024 | $20.8B | $16.8B |
| Q4 2024 | $20.7B | $17.3B |
| Q1 2025 | $20.5B | $17.1B |
| Q2 2025 | $20.7B | $17.5B |
| Q3 2025 | $20.8B | $17.6B |
| Q4 2025 | $21.2B | $17.9B |
| Q1 2026 | $22B | $18.8B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $1.84B |
| Investor CRE | $3.31B |
| Multifamily | $1.11B |
| Construction | $1.1B |
| 1–4 family | $3.17B |
| C&I | $1.38B |
| Agriculture | $26.1M |
| Other | $1.4B |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.68%85th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.71%Median 1.19%90th 1.78%Observations 154
ROE
FDIC
NETINC + ROE13.64%75th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.61%Median 10.41%90th 17.71%Observations 154
NIM
FDIC
NIM + NIMY3.94%78th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 1.82%Median 3.47%90th 4.57%Observations 160
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR55.67%48th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 36.04%Median 55.21%90th 70.91%Observations 154
Deposits YoY
FDIC
DEP+9.57%69th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.59%Median +5.37%90th +32.48%Observations 160
Loans YoY
FDIC
LNLSNET+1.38%13th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.55%Median +7.07%90th +38.62%Observations 159
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.65%57th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.17%Median 0.75%90th 1.66%Observations 159
Leverage
FDIC
RBC1AAJ10.58%66th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 7.38%Median 9.94%90th 11.94%Observations 160
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.95%86th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.87%Median 2.70%90th 3.93%Observations 154
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC226%66th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 4%Median 172%90th 301%Observations 154
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.68%40th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.28%Median 3.07%90th 43.12%Observations 26
ROE
FDIC
NETINC + ROE13.64%64th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.39%Median 7.51%90th 68.52%Observations 26
NIM
FDIC
NIM + NIMY3.94%64th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.03%Median 3.68%90th 9.83%Observations 26
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR55.67%48th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 15.28%Median 54.84%90th 90.54%Observations 26
Deposits YoY
FDIC
DEP+9.57%80th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −6.26%Median +3.98%90th +12.33%Observations 16
Loans YoY
FDIC
LNLSNET+1.38%50th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −10.66%Median +1.38%90th +9.74%Observations 13
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.65%67th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.10%Median 1.17%90th 3.28%Observations 13
Leverage
FDIC
RBC1AAJ10.58%12th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 10.45%Median 38.71%90th 99.10%Observations 26
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.95%64th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 0.12%Median 2.07%90th 3.87%Observations 15
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC226%95th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 0%Median 0%90th 206%Observations 21
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.68%100th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 1.16%90th 1.53%Observations 6
ROE
FDIC
NETINC + ROE13.64%100th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.05%Median 8.79%90th 13.11%Observations 6
NIM
FDIC
NIM + NIMY3.94%60th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.03%Median 3.57%90th 9.04%Observations 6
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR55.67%80th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 54.84%Median 58.99%90th 73.35%Observations 6
Deposits YoY
FDIC
DEP+9.57%100th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.34%Median +3.83%90th +7.79%Observations 6
Loans YoY
FDIC
LNLSNET+1.38%40th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.06%Median +4.93%90th +10.57%Observations 6
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.65%100th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.77%Median 1.47%90th 2.02%Observations 6
Leverage
FDIC
RBC1AAJ10.58%20th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.99%Median 11.42%90th 12.47%Observations 6
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.95%100th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.01%Median 2.80%90th 3.86%Observations 6
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC226%100th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 1%Median 54%90th 175%Observations 6
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 95 branches
- Headquarters
- Wilmington, DE
FDIC
OFFDOMOpen the Delaware dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data