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BDI
WU

West Union Bank

West Union, West VirginiaFDIC Cert #2452

STATEEstablished 18935 branches

Holding company: TRI-COUNTY BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$12.8M
Investor CRE$25.2M
Multifamily$32.7M
Construction$448K
1–4 family$19.3M
C&I$11.7M
Agriculture$605K
Other$45M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$148M
+10.7%y/y
Percentile by value4th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$146M
+10.7%y/y
Percentile by value4th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Loans YoY
+10.70%
−7.4%y/y
Percentile by value75th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
L/D
53.0%
+10.6%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET + DEP
Loans/assets
48.1%
+8.9%y/y
Percentile by value10th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET + ASSET
RE loans %
62.79%
−1.1%y/y
Percentile by value13th percentileby value
Peer standing in ubpr:primary:5
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
207%
+6.8%y/y
Percentile by value64th percentileby value
Peer standing in ubpr:primary:5

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
2%
−79.2%y/y
Percentile by value5th percentileby value
Peer standing in ubpr:primary:5

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,090points
+4.9%y/y
Peer standing99th percentile
Peer standing in ubpr:primary:5
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
8.65%
+0.0%y/y
Percentile by value30th percentileby value
Peer standing in ubpr:primary:5
FDICLNRENROW + LNLSGR
Investor CRE %
17.06%
−14.6%y/y
Percentile by value61st percentileby value
Peer standing in ubpr:primary:5
FDICLNRENROT + LNLSGR
C&I %
7.91%
−0.5%y/y
Percentile by value36th percentileby value
Peer standing in ubpr:primary:5
FDICLNCI + LNLSGR